Master Baccarat with Jiliko’s Strategy: Your Ultimate Guide

how to play baccarat.

Are you ready to elevate your Baccarat game? With Jiliko’s strategic insights, you’re about to embark on a journey that combines chance with calculated moves. Whether you’re a beginner or have some experience, this guide will help you navigate the world of Baccarat using Jiliko’s unique approach.

What exactly is Live Baccarat?

What exactly is Live Baccarat.

Live Baccarat brings the excitement of a real casino directly to your screen. Here, you play online, and a live dealer handles the cards while you decide whether to bet on the Banker or Player hand. This version uses eight decks of shuffled cards in a special dealing shoe. Unlike traditional casinos, Live Baccarat online can host an unlimited number of players, and it offers a variety of intriguing side bets for an authentic experience. Some tables even allow you to peek and squeeze the cards, replicating the thrill of casinos worldwide. So, the perfect game of baccarat is just a click away!

A Guide How to Play Baccarat

A Guide How to Play Baccarat.

Baccarat stands out as a captivating casino game, drawing players from around the world to its allure. This game has not only found its place in brick-and-mortar casinos but has also seamlessly transitioned into the digital realm, making it accessible to a broader audience. The prevailing version of Baccarat, known as Punto Banco, is the favored choice among casinos worldwide. Moreover, the online sphere offers enthusiasts the unique chance to engage in virtual Baccarat and partake in live games guided by adept dealers. This immersive experience brings the genuine feel of the game right to their doorstep.

Undoubtedly, Baccarat’s universal appeal has resulted in its wide availability across various casinos. While primarily a game of chance, grasping its rules before delving in becomes imperative to truly grasp its core concepts. Beyond luck, skillful management of finances comes into play, since without this aspect, any winnings attained might slip through players’ fingers.

Understanding the Baccarat Table Setup and Betting Choices

In casinos, Baccarat tables stand out and are usually in a special section or with other table games. They look like an hourglass and have a middle part where two dealers manage the game. Another person, the caller, leads the game and deals the cards. This caller also says when someone wins.

Understanding the Baccarat Table Setup and Betting Choices.

Beside the caller, there are two more dealers who help players with their bets. These dealers change every few minutes. Different Baccarat tables look a bit different, and they can hold around 14 players. But there’s no seat number 13 because people think it’s unlucky. When players sit down, they see where to put their bets, divided into three sections.

Players have three betting choices: “Player,” “Banker,” and “Tie.” Each choice has different odds. Dealers also keep track of a fee, or commission, players owe. The fee is 5% for “Banker” bets. Both “Banker” and “Player” bets pay the same if you win. But if you choose “Banker” and win, you also pay the commission.

Grasping the Basics of Baccarat

Baccarat is a card game that’s easy to understand, making it enjoyable for all kinds of players. It’s played with six or eight decks stored in a container called a ‘shoe’. The game’s rules are automated, so the dealer manages everything without asking the players. In a nutshell, players pick one of three bet options, and two hands get dealt. The goal is to get a hand closest to 9, which is the highest possible total in Baccarat.

Grasping the Basics of Baccarat.

The cards are shuffled together, and a cut-card is inserted near the end of the deck. When the cut-card is drawn, it’s the last round of play. The dealer discards cards based on the value of the first discarded card.

For each round, the dealer gives two face-up cards to each side, starting with the player’s side. If either hand adds up to 8 or 9, the round ends, and the result is announced. If not, drawing rules decide if another card is needed. This can happen up to three times per side.

Some Baccarat versions let players handle cards. In a faster version called Chemin de fer, a player is the banker and deals cards. Others, called “punters,” play against the banker.

In each round, a different player becomes the banker, moving counterclockwise. After bets, the banker deals four cards – two for themselves and two for punters. The punter with the highest bet checks their cards. If a side has 8 or 9, it’s announced.

If not, players might get a third card facing up. Then, the banker decides about a third card. Once all choices are made, both sides reveal their cards, and the game’s outcome is revealed.

Understanding the Banker’s Role

Understanding the Banker's Role.

In Punto Banco, every player takes turns being the banker, responsible for dealing cards. This rotation starts with the first player seated at the table. The role shifts from player to player, moving to the left, and a player’s turn as the banker ends when they lose a round. If a player declines the banker role, it automatically transfers to the next player. 

It’s important to note that when acting as the banker, a player has the same betting options as everyone else. However, customarily, the banker places their bet on the ‘Banker’ section of the table.

How Baccarat is Played

As mentioned earlier, there are three betting options in Baccarat: “Player” (Punto), “Banker” (Banco), and the less common “Tie” (Standoff). Once players choose and place their bets, their role ends, and they have no further decisions to make. It’s essential to understand that the ‘Player’ and ‘Banker’ bets are separate from the casino. To better grasp the game’s process and rules, let’s explore how Baccarat unfolds.

How Baccarat is Played.

In Baccarat, even with multiple players, only two hands are dealt, each consisting of two cards. The sequence is as follows: players make their bets, the banker deals two face-down cards, and the caller’s hand goes to the player with the highest ‘Player’ bet. This player can peek at the cards before returning them to the banker.

If no one has placed a ‘Player’ bet, the caller takes the role. Once cards are dealt, the player’s hand is shown first, followed by the banker’s. The hands’ totals are announced, and the dealer might request a third card based on rules that can vary by casino and version. If the total is 8 or 9, no more cards are drawn, resulting in an instant win. The game concludes with the dealers handling the payouts.

Card Values in Baccarat

Card Values in Baccarat.

Just like many card games, Baccarat assigns specific point values to cards, regardless of their suits. This is a fundamental rule that players need to understand to play the game correctly. Fortunately, Baccarat’s card values are easy to remember, simplifying the game. Here’s the breakdown:

  • The cards numbered 2 to 9 hold a straightforward value equivalent to their number.
  • Aces are worth 1 point.
  • 10s and face cards (Jack, King, Queen) are valued at 0.

Whenever a combination of two cards equals or exceeds ten, an adjustment is made. The first digit is dropped to keep the value under 10. For example, if the cards are 8 and 5, their total is 13. Dropping the first digit, 1, leaves a hand value of 3. Likewise, if the total is 14, the hand’s value becomes 4 by omitting the first digit.

Natural in Baccarat

Natural in Baccarat.

When the first two cards in a hand have a value of 8 or 9, it’s called a ‘natural’ hand. Naturals automatically win, and no additional cards are drawn. If both the banker and the player have naturals, the higher-valued natural hand prevails.

Note: If both natural hands have equal values, the outcome results in a tie, and neither side wins.

The Rule for Drawing a Third Card

When neither the player nor the banker holds a natural hand, a third card can come into play. Normally, both the player and banker have the option for a third card, though sometimes only one of them may draw it. It’s essential to understand that the third-card rule can differ among casinos. Even though it’s applied automatically, knowing the specifics is vital, as slight rule variations can impact your odds. A hand can range from a minimum of two cards to a maximum of three.

The Rule for Drawing a Third Card.

As mentioned earlier, the caller handles various tasks, including guiding players through the third-card rule and the entire game process. In most casinos:

  • If the player’s hand totals 5 or less, another card is drawn.
  • If the player’s hand sums up to 6 or 7, they stand.
  • The player can choose to reject a third card, leading the banker to draw a third card if their total is 5 or less.

Should the player opt for a third card, the following rules apply to the banker:

  • If the banker’s total is 2 or less, they draw another card, regardless of the player’s third card.
  • If the banker’s total is 3, they draw another card except when the player’s third card is 8.
  • If the banker’s total is 4, they draw another card, unless the player’s third card is 0, 1, 8, or 9.
  • In Baccarat, when the banker’s total equals 5, they will draw an additional card, unless the player’s third card happens to be a 4, 5, 6, or 7.
  • hen the banker’s total equals 6, they pick an additional card, but this doesn’t happen if the player’s third card is 6 or 7.
  • When the banker’s combined card value reaches 7, they decide to hold their cards.


Baccarat is a card game you can find in casinos. You bet on which hand – “Player” or “Banker” – will have cards that add up closer to 9, or if it’s a tie.

You pick “Player,” “Banker,” or “Tie” before cards are dealt. Two cards are given to each side, and their values are added up. The one with the closest total to 9 wins.

Cards 2 to 9 are worth their numbers, Aces are 1 point, and 10s and face cards (King, Queen, Jack) are worth 0 points.

A “Natural” is when the first two cards dealt are worth 8 or 9 points. It’s a guaranteed win, but if both sides have Naturals, it’s a tie.

If neither side has a Natural, they might get a third card based on the cards they have. The rules vary based on the total points of their cards.

In turns, players become the Banker. It starts with the first player and moves left. If a player says no, the next player becomes the Banker.

Absolutely! Many online casinos offer Baccarat games. You can play with a computer dealer or join live games with real dealers.

Baccarat tables come in different sizes: full-size, midi, and mini. Full-size tables are for high bets, while mini tables are more relaxed.

If your bet wins, you get your bet back plus the same amount. But if you bet on the Banker and win, a small percentage is taken as commission.

It’s mostly luck. You can choose your bets wisely, but the game is mainly about chance and hoping for the right cards.


Live Baccarat is an exhilarating card game that’s captured the attention of players worldwide, finding its place both in physical casinos and live casino. Today, enjoying the thrill of Baccarat is easier than ever, with the option to play from home while still experiencing the excitement of a traditional casino setting. Gamblers from all corners of the globe can learn the game’s relatively simple rules and revel in the virtual experience.

Renowned for its high-stakes tables that attract high rollers, Baccarat has expanded to include variations catering to all types of players, regardless of their budgets or preferences. The game’s appeal lies in its straightforward rules, which manage to create a captivating experience that’s both easy to understand and highly entertaining. Why wait any longer? Join us now for an exciting experience of Live Baccarat at Jiliko Live Casino.

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